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Charming and inviting, this Split Rock cottage in Lake Harmony is the ideal mountain retreat. The home boasts a spacious open living area with a beautiful stone wood-burning fireplace and hardwood flooring, creating a warm and cozy atmosphere. Kitchen flows into the dining area and rear covered porch with hot tub. With two bedrooms, a loft, and two full baths, there's plenty of space to relax. No HOA with Split Rock, access to Split Rock Resort with annual membership. Perfect for entertaining or as a cute vacation rental, STR OK, license through Kidder Township. Also a full unfinished basement, an enclosed porch for year-round enjoyment, a paved driveway, and efficient oil-forced air heating.